Foreign Outward & Inward Home Remittance Service from Pakistan

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Foreign Inward & Outward Home Remittance Services in Pakistan

Link Exchange offers safe, legal, and quick foreign home remittance services to and from Pakistan. We design these services to cater to the evolving financial requirements of individuals, families, businesses, and Pakistanis residing overseas. As the world becomes more connected, foreign remittance services have become a key part of Pakistan’s economy.

Our success is because of things like international education, medical travel, trade, freelancing, and working abroad. Our structured processes, regulatory compliance, and digital-first approach enable us to complete every transaction quickly, clearly, and reliably.

The State Bank of Pakistan (SBP) sets the rules for Pakistan’s remittance system. We offer a complete solution that makes it easier to move money across borders while still being fully legal and operational.

Inward Home Remittance to Pakistan

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What Is Inward Remittance?

Overseas Pakistanis, employers, clients, and institutions send money home to Pakistan, called inward home remittance. These funds support household expenses, savings, investments, and national foreign exchange reserves.

  • Overseas Pakistani Workers sending funds to families
  • Freelancers and IT Exporters receiving international payments
  • Foreign Employers and Corporations paying salaries or fees
  • International Aid and Grants
  • Personal Transfers from family and friends

Benefits of Inward Remittance Services

  • Rapid credit to local bank accounts
  • Attractive exchange rates
  • Zero or minimal recipient charges
  • Enhanced financial inclusion
  • Strengthened national economy

Payment Partners

Still Have Questions About Our Remittance Services?

Get clear guidance on inward and outward foreign remittances, SBP regulations, limits, documentation, and exchange rates. Our team is ready to assist you with secure and compliant transactions.

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Outward Foreign Remittance from Pakistan

What Is Outward Remittance?

Foreign outward remittance from Pakistan involves sending funds abroad for permissible purposes under SBP regulations. We manage outward remittances with precision, documentation accuracy, and regulatory compliance.

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Common Purposes of Outward Remittance

We structure our outward remittances from Pakistan to ensure swift approvals, accurate reporting, and seamless execution, thereby minimizing delays and administrative friction.

  • Education expenses, including tuition and living costs
  • Medical treatment abroad
  • Family maintenance
  • Travel and tourism expenses
  • Business payments and imports
  • Professional services and subscriptions

Outward Remittance Limit in Pakistan

In Pakistan, outward remittance limits vary depending on the purpose of the transfer and the method used. As of 2026, the following limits are generally enforced by the State Bank of Pakistan (SBP):

Individuals (Personal Remittances)

For general purposes (medical, travel, or other personal needs) through exchange companies:

  • Daily Limit: Up to $10,000 (or equivalent) per person.
  • Annual Limit: Up to $100,000 (or equivalent) per calendar year.

Note: Transactions above $500 require biometric verification, and those above $1,000 require supporting documentation and a declared source of funds.

Education & Health

  • Education: There is no fixed “hard” limit for tuition fees and living expenses, provided the remitter submits valid documents (admission letter, fee voucher, etc.) through an authorized bank.
  • Health: Similarly, payments for medical treatment abroad are generally approved based on actual hospital invoices and doctor recommendations.

Permissible Categories Under SBP Regulations

We strictly adhere to State Bank of Pakistan foreign exchange rules, ensuring all remittances fall under approved categories, including:

  • Private Remittances
  • Personal and Family Transfers
  • Education Abroad
  • Commercial Remittances
  • Freelance/Services Remittances

Currency Exchange Rate

The importance of currency exchange rates in remittance services cannot be overstated. Understanding exchange rate dynamics improves financial outcomes when sending money home, paying for education abroad, or managing international business transactions. Exchange rate awareness is essential for maximizing remittance values and economic efficiency in a globalized financial system.

Currency BuySellLast Updated
US Dollar (USD)
279.50
280.451 hour ago
British Pound (GBP)
371.00
375.801 hour ago
Saudi Riyal (SAR)
73.75
75.001 hour ago
Emirates Dirham (AED)
75.20
77.001 hour ago
Turkish Lira (TRY)
6.25
7.501 hour ago
EURO (EUR)
324.00
327.101 hour ago
Japanese Yen (JPY)
1.74
1.781 hour ago
Australian Dollar (AUD)
193.50
198.501 hour ago
Canadian Dollar (CAD)
201.50
206.501 hour ago
Thailand Baht (THB)
9.25
9.851 hour ago
Chinese Yuan (RMB)
40.00
42.501 hour ago
TT/DD
285.00
1 hour ago
Inter Bank
279.45
1 hour ago

Note: Currency rates are changing frequently, so the rates listed above may vary from the actual market rate. Call us on the toll-free number 0800-78610 to get the current rate.

Our Remittance Channels

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IME Money Transfer partnership with Link Exchange International

Frequently Asked Questions

A remittance is money sent from one country to another by foreign workers, diaspora members, and citizens with family abroad. They send money home to support their family.

In short, there is no upper limit set by the State Bank of Pakistan (SBP) on the amount of foreign currency individuals can receive from abroad (inward remittance).